FAQ

How am I or my family going to pay for care in the home?

Through existing benefits or programs available. A thorough examination of all insurance and eligibility must be completed. In addition it is possible that the family/transitioning person will bear some of the costs.

Does Medicare pay for Long Term Care?

Yes if qualifications are met. Person must be in patient in a hospital for at least three days,( Very Important- a Diagnosis must be given for the visit, it cannot be for observation only) and then the first 100 days of Skilled Nursing will be covered. If there is still a need for care after the 100 days has run out, if eligible Medicaid will pay or a person’s long term care insurance policy or last resort the family will need to pay for ongoing care. It will also depend on type of care that is needed; skilled nursing or a home health care aide.

What is the difference between Medicare and Medicaid?

Medicare is federal program that provides insurance for people over age 65 and the disabled. Medicaid is a partnership between the federal government and the states that provides benefits for those that meet the income needs.

How do I find a good place to move my loved one?

There are several services that will assist in locating appropriate places at little or no cost. In addition asking friends/neighbors/colleagues if they can recommend a place.

What’s hospice?

Care that is provided in home/hospital or facility for end of life. It is usually provided when a person is in final stage of life. The goal is make the person as comfortable as possible. Medicare will pay the cost of Hospice Care in most situations.

I don’t know where any of the family financial information is?

Ask the person first, and then perhaps contact family CPA or Attorney for help.

Is it too late to buy insurance?

Perhaps, age and health status will determine a person’s eligibility to purchase coverage.

I don’t know how to approach the subject of aging and not being able to care for oneself without the concerned parties shutting me down?

There are tools available to develop a strategy for beginning the conversation. Communication is key. Understanding the family dynamics as well as the wishes of the person facing a life transition is a must.

How can I find out what services are available in the community both for my aging loved one and for the caregiver?

Contact Lifecycles. We can let you know what is available and help you put the services in place.

I am faced with a health crisis and don’t know where to begin?

Lifecycles will help! We work to provide support and information to those needing to make a change to accommodate a life transition. We can offer a comprehensive and holistic plan to ensure a smooth transition. One that takes into account the entire picture including the financial, medical and legal aspects. We work to support not just the long term planning but also the day to day practical issues that arise. Lifecycles is dedicated to supporting the caregiver as well as the person facing the transition.

+718-352-1311

25-31 Francis Lewis Blvd

Flushing, NY 11358